Reading notes is one thing; sitting a timed exam is another. The ActualCollection test engines recreate the pressure of the real AIWMI Certified Credit Research Analyst Level 2 exam, so the CCRA-L2 testing experience feels familiar long before you book your seat.
AIWMI CCRA-L2 Exam Overview:
| Certification Vendor: | AIWMI (Association of International Wealth Management of India) |
|---|---|
| Exam Name: | Certified Credit Research Analyst Level 2 |
| Exam Number: | CCRA-L2 |
| Exam Format: | Computer-based test, Case study-based multiple-choice questions |
| Available Languages: | English |
| Certificate Validity Period: | 3–5 years |
| Exam Duration: | 120 minutes |
| Passing Score: | 700/1000 or 70% |
| Real Exam Qty: | 50–70 |
| Exam Price: | USD 650–750 (varies by region/membership) |
| Related Certifications: | CCRA Practical Assessment (CCRA-PA) CCRA Level 1 (CCRA-L1) |
| Recommended Training: | AIWMI Learning Resources Official CCRA Program Brochure |
| Exam Registration: | AIWMI Official Registration Pearson VUE Scheduling |
| Sample Questions: |  |
| Exam Way: | Online proctored or at authorized test centers via Pearson VUE |
| Pre Condition: | Successful completion of CCRA-L1; graduate degree in finance/business/economics; 2+ years of relevant experience recommended |
| Official Syllabus URL: | https://www.aiwmindia.com/designations/certified-credit-research-analyst-ccra/ |
AIWMI CCRA-L2 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Credit Monitoring, NPA & Securitization | 25% | - Stressed assets, NPA valuation, and restructuring - Early warning signals and credit monitoring framework - Securitization, ABS/MBS rating, and credit enhancement |
| Topic 2: Credit Strategy and Portfolio Management | 25% | - Multi-asset credit analysis and portfolio strategies - Yield curves, credit spreads, and interest rate risk - Distressed debt analysis and systemic risk |
| Topic 3: Regulations & Advanced Analysis | 10% | - Advanced financial statement analysis & forecasting - Credit regulatory guidelines |
| Topic 4: Credit Rating – Internal and External | 25% | - Basel framework and internal rating models - Fundamentals of credit rating and risk assessment - Rating methodologies for corporates, banks, and sovereigns |
| Topic 5: Credit Risk Models & Corporate Finance | 15% | - Debt covenants, capital structure, and working capital - Credit risk modeling and stress testing |
Common Questions About the AIWMI Certified Credit Research Analyst Level 2 Exam
The AIWMI Certified Credit Research Analyst Level 2 exam is the official AIWMI (Association of International Wealth Management of India) test registered under exam code CCRA-L2. Passing it earns you the Certified Credit Research Analyst (CCRA) certification, a credential at the Professional / Advanced level. It is also linked to the related certifications: CCRA Level 1 (CCRA-L1), CCRA Practical Assessment (CCRA-PA). AIWMI (Association of International Wealth Management of India) exams are valued because they test job-ready skills, so a passing score here carries real weight on a resume.
The AIWMI Certified Credit Research Analyst Level 2 exam includes 50–70 questions to be completed within 120 minutes. Do the pacing math before exam day: with that many items on the clock, you need a steady rhythm and the discipline to flag a hard question and move on instead of stalling. Two or three full timed sessions with the ActualCollection test engine will show you exactly what that pace feels like, so time pressure stops being a factor on the real day.
To pass the AIWMI Certified Credit Research Analyst Level 2 exam you need 700/1000 or 70%, and the official registration fee is USD 650–750 (varies by region/membership). A retake is not discounted: a failed attempt means paying the full USD 650–750 (varies by region/membership) again, so treat your first sitting as the expensive one. A sensible rule is to book your seat only after you are scoring comfortably above the passing mark on the ActualCollection practice tests, not just squeaking past it once.
Successful completion of CCRA-L1; graduate degree in finance/business/economics; 2+ years of relevant experience recommended
Eligibility rules do change from time to time, so confirm the current requirements before you register on the official exam page.
Registration for the AIWMI Certified Credit Research Analyst Level 2 exam goes through the official channels below.
As for the delivery format, the exam is taken Online proctored or at authorized test centers via Pearson VUE.
AIWMI (Association of International Wealth Management of India) points candidates toward the following training options for AIWMI Certified Credit Research Analyst Level 2.
Course work builds the foundation; question practice makes it stick. The 85 practice questions in the ActualCollection CCRA-L2 package let you rehearse each topic under exam-style pressure before the real thing.
Yes. ActualCollection offers a free PDF demo of the AIWMI Certified Credit Research Analyst Level 2 material so you can judge the question quality and format before spending anything. After purchase, your license includes 365 days of free updates, and if you want to keep receiving updates after that period, renewals are available at a 50% discount.
If you take the AIWMI Certified Credit Research Analyst Level 2 exam within 60 days of your purchase and do not pass, ActualCollection backs you with a 100% money-back guarantee. The claim must match the exam your product covers: attempts taken within 3 days of purchase are not eligible (that is too little preparation time), and neither are downloaded-but-unused products, free materials, or expired orders. The candidate name must match the payer name, and you need to submit a scanned enrollment slip plus the official Score Report PDF within 2 days of the exam; claims are processed within 7 days. Prefer not to refund? You can swap instead and receive two other exam products of equal value for free while keeping the update service on your original purchase.
Delivery itself is instant: your files are downloadable right away and emailed to you within one minute of payment. If nothing arrives within 2 hours, contact customer service. There is no limit on how many computers you may install the software on.
The official AIWMI Certified Credit Research Analyst Level 2 syllabus is organized into 5 domains. Key areas include Regulations & Advanced Analysis (10%), Credit Risk Models & Corporate Finance (15%), and Credit Strategy and Portfolio Management (25%). The complete, up-to-date topic list appears in the exam topics section above; work through it line by line and flag anything you cannot yet explain in your own words.
AIWMI Certified Credit Research Analyst Level 2 Sample Questions:
In a weakening economy, which of the following is least accurate?
- A. Interest costs go up and create rate risk for have bonds maturing which need to be rolled over.
- B. Interest costs go up and create refunding risk for those who have bonds maturing which need to be rolled over.
- C. Interest costs go up and create funding risk for those who have borowing plans lined up.
- D. None of the other options.
Correct Answer: C 🗳️
Following is information related banks:
Auckland Ltd is a public sector bank operating with about 120 branches across India. The bank has been in business since 1971 and has about 40% branches in rural areas and about 75% of all branches are in Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India.
Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the top job.
Profit and Loss Account
Balance Sheet
The rating wise break-up of assets for FY11 is as follows:
The ROTA for Auckland deteriorated from ___in FY12 to___ in FY13.
- A. 1.9%; 0.6%
- B. 7%; 2%
- C. 0,.7%, 0,3%
- D. 2.3%; 0.7%
Correct Answer: D 🗳️
Statement 1: The Yields on the MBS PTCs are normally higher than the yields on the corporate bonds of similar ratings.
Statement 2: The reason for difference in yields on the corporate bonds and similarly rated PTCs is on account of the optionality in the PTC, the unfamiliarity of the structure and uncertainties in respect of legal and structural issues.
Which of the above statements is correct?
- A. Only Statement 1 is correct
- B. Both the statements
- C. Only Statement 2 is correct
- D. None of the statements
Correct Answer: A 🗳️
"Following four entities operate in the Indian IT and BPO space. They all are into same segment of providing off-shore analytical services. They all operate on the labour cost-arbitrage in India and the countries of their clients. Following information pertains for the year ended March 31, 2013.
The year FY13, was typically a good year for Indian IT companies. For FY14, the economic analysts have given following predictions about the IT Industry:
A) It is expected that INR will appreciate sharply against other USD.
B) Given high inflation and attrition in IT Industry in India, the wages of IT sector employees will increase more sharply than Inflation and general wage rise in country.C) US Congress will be passing a bill which restricts the outsourcing to third world countries like India.
While analyzing the four entities, you come across following findings related to Glowing:
Glowing is promoted by Mr.M R Bhutta, who has earlier promoted two other business ventures, He started with ABC Entertainment Ltd in 1996 and was promoter and MD of the company. ABC was a listed entity and its share price had sharp movements at the time of stock market scam in late 1990s. In 1999, Mr. Bhutta sold his entire stake and resigned from the post of MD. The stock price declined by about 90% in coming days and has never recovered. Later on in 2003, Mr. Bhutta again promoted a new business, Klear Publications Ltd (KCL) an in the business of magazine publication. The entity had come out with a successful IPO and raised money from public. Thereafter it ran into troubles and reported losses. In 2009, Mr. Bhutta went on to exit this business as well by selling stake to other promoter(s). There have been reports in both instances with allegations that promoters have siphoned off money from listed entities to other group entities, however, nothing has been proved in any court." Based on your findings in the case of Glowing, how will you handle the same as a credit rating analyst:
- A. Be more cautious and skeptical on any information received from Glowing and give negative marks in management risk and use it as an overriding factor to lower the credit ratings.
- B. Deny taking up assignment for Glowing.
- C. One needs to check only the corporate governance aspect of the Glowing and the past same should not have any bearing on Glowing.
- D. Any of the three.
Correct Answer: C 🗳️
If you yield curve is humped and the medium rates drop, what will happen to the yield curve?
- A. It will flatten
- B. It will become steeper
- C. It will shift up in a uniform fashion
- D. It will move from negative to positive
Correct Answer: B 🗳️
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