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Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. The levels of coverage defined in the Affordable Care Act are

A) HMO, EPO, POS, and PPO.
B) Individual, Parent-Child, Spousal, and Family.
C) Child Only, Limited Benefit Plan, Catastrophic, and Major Medical
D) Bronze, Silver. Gold, and Platinum.

2. What is the annuity payment option that provides an income for a guaranteed period of time whether or not the annuitant is alive?

A) Joint and survivor
B) Period certain
C) Refund life
D) Life income

3. In Pennsylvania, when issuing a Medicare Supplement Policy, which form must be delivered to the applicant?

A) Statement of Good Health
B) Outline of Coverage
C) Policy Summary
D) Company Brochure

4. A violation of the annuity suitability laws may be determined by

A) the consumer's accountant
B) a hearing before the Insurance Commissioner.
C) the insurer that issued the annuity.
D) an independent agency.

5. Which of the following statements BEST describes a disability elimination period?

A) A time deductible rather than a dollar deductible.
B) A benefit or utilization period.
C) A qualifying period.
D) A dollar deductible rather than a time deductible.

Solutions: