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Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. In determining whether a pre-existing condition applies, the enrollee CANNOT have more than how many days" gap in Health insurance?

A) 70
B) 65
C) 60
D) 63

2. The two perils in health insurance are accident and

A) job-related injury.
B) loss.
C) sickness.
D) liability.

3. For licensing purposes, the producer's principal place of business or residence in any slate determines the producer's

A) license renewal date.
B) territory.
C) insurance transaction site.
D) home state.

4. An insurance producer who makes an agreement that unreasonably restrains the business of insurance may have violated regulations against:

A) False advertising
B) Defamation
C) Unfair discrimination
D) Boycott, coercion and intimidation

5. An individual who is NOT acceptable by an insurer at standard rates because of health, habits, or occupation is called a

A) preferred risk.
B) substandard risk.
C) standard risk.
D) rating risk.

Solutions: